Fast Track Home Ownership

You've made the decision to build a modular home, Modliving Hub is here to help simplify the process, providing support and guidance to help you find the right lending product for your dream home or project.

Lending Criteria

One of the biggest concerns for prospective modular homeowners is whether banks have different lending criteria for modular homes.

We understand this worry and are here to assure you that the lending process is generally the same as buying a traditional home.

We can connect you with lenders familiar with modular construction.

The ModLiving Hub Advantage

What sets ModLiving Hub apart? While the core lending process mirrors that of traditional homes, our expertise lies in simplifying the journey. We understand the nuances of modular construction, lending requirements and can help reduce potential hurdles, ensuring a smoother, more informed experience.

Not sure how much you can borrow?

Click on the link below to find out.

Take The Next Step 

Traditional builds can take up to 12 months, modular builds take around 12 weeks. If you're ready to make your dream a reality, we've got you. Next steps:

  1. Book A Call.
  2. Explore the options.
  3. Become buyer ready.

 

Grants and Schemes in SA

We offer a range of specialized services tailored to meet your individual needs. Our approach is focused on understanding and responding to what you require, providing effective and practical solutions.

First Home Owners Grant

First Home Owner Grant (FHOG) Up to $15,000 for eligible first home buyers building or purchasing a new home in SA (owner-occupied).

Stamp Duty Relief

Stamp duty relief (SA first home buyers) Full stamp duty exemption available for eligible first home buyers purchasing a new home, off-the-plan property, or vacant land (contract-date rules apply).

5% Deposit Scheme

5% Deposit Scheme eligible first home buyers may purchase with as little as 5% deposit and no Lenders Mortgage Insurance (LMI) or single parents 2%.

Help To Buy Scheme

Help to Buy eligible buyers contribute a minimum 2% deposit, with the government contributing up to 30–40% of the purchase price.